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	<title>Leon Shivambers Blog</title>
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	<link>http://shivamber.wordpress.com</link>
	<description>Lessons learned</description>
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		<title>Leon Shivambers Blog</title>
		<link>http://shivamber.wordpress.com</link>
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		<title>Why I Love This Time of Year &#8211; Happy New Year 2012</title>
		<link>http://shivamber.wordpress.com/2011/12/31/why-i-love-this-time-of-year-happy-new-year-2012/</link>
		<comments>http://shivamber.wordpress.com/2011/12/31/why-i-love-this-time-of-year-happy-new-year-2012/#comments</comments>
		<pubDate>Sun, 01 Jan 2012 02:00:47 +0000</pubDate>
		<dc:creator>shivamber</dc:creator>
				<category><![CDATA[pride]]></category>
		<category><![CDATA[relationships]]></category>
		<category><![CDATA[transformation]]></category>

		<guid isPermaLink="false">https://shivamber.wordpress.com/?p=170</guid>
		<description><![CDATA[I know that every year on January 1, I feel like a new person.    <img src="http://farm8.staticflickr.com/7143/6636681725_b18c58ea27.jpg" width="480" height="320" alt="2011and12.jpg" />    Maybe it's the smart commercial mavens who have figured out how to market to us so that we end up buying more cards, gift wraps, candies and assorted gifts than any other time of the year. ...  Or, maybe it's just that a guy like me needs an excuse each year to reach out to old friends to say I am sorry we have not been in touch more frequently during the year.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shivamber.wordpress.com&amp;blog=4618370&amp;post=170&amp;subd=shivamber&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">shivamber</media:title>
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		<item>
		<title>Why you are likely to lose money if you follow some market analysts!</title>
		<link>http://shivamber.wordpress.com/2011/11/25/why-you-are-likely-to-lose-money-if-you-follow-some-market-analysts/</link>
		<comments>http://shivamber.wordpress.com/2011/11/25/why-you-are-likely-to-lose-money-if-you-follow-some-market-analysts/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 11:26:40 +0000</pubDate>
		<dc:creator>shivamber</dc:creator>
				<category><![CDATA[decision making]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[statistics]]></category>

		<guid isPermaLink="false">https://shivamber.wordpress.com/?p=119</guid>
		<description><![CDATA[They are driven by fundamental analysts, stock chart technicians, behavioral analysts and a variety of others who routinely look to the past, or build models of the future, on which basis they profess some insight on the probability that their chosen investment will either go up or down. 

...Further that when we reviewed what happened afterwards that 7 of the 10 times after you had flipped 5 consecutive heads, on the following coin flip you also got heads, while only 3 were tails.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shivamber.wordpress.com&amp;blog=4618370&amp;post=119&amp;subd=shivamber&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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			<media:title type="html">shivamber</media:title>
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		<item>
		<title>Why was the iPhone delayed from the typical June refresh?</title>
		<link>http://shivamber.wordpress.com/2011/09/17/why-was-the-iphone-delayed-from-the-typical-june-refresh/</link>
		<comments>http://shivamber.wordpress.com/2011/09/17/why-was-the-iphone-delayed-from-the-typical-june-refresh/#comments</comments>
		<pubDate>Sat, 17 Sep 2011 16:12:38 +0000</pubDate>
		<dc:creator>shivamber</dc:creator>
				<category><![CDATA[Globalisation]]></category>
		<category><![CDATA[innovation]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[operations]]></category>
		<category><![CDATA[strategy]]></category>
		<category><![CDATA[Supply Chain]]></category>
		<category><![CDATA[transformation]]></category>

		<guid isPermaLink="false">https://shivamber.wordpress.com/2011/09/17/why-was-the-iphone-delayed-from-the-typical-june-refresh/</guid>
		<description><![CDATA[The buzz continues to grow, and even rumors of a new iPhone has not been much of a damper on demand for the current model (ancient is what the competition would like you to believe, but the market does not seem to agree). ...  If the new iPhone lineup has a combined world chip (GSM and CDMA), it's scale could allow it to deliver a single design globally, perhaps at costs below what a competitor might be able to deliver just one of those of those technology standards.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shivamber.wordpress.com&amp;blog=4618370&amp;post=117&amp;subd=shivamber&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://shivamber.wordpress.com/2011/09/17/why-was-the-iphone-delayed-from-the-typical-june-refresh/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">shivamber</media:title>
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			<media:title type="html">iphone5Imagined</media:title>
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	</item>
		<item>
		<title>Which Version Of Myself?</title>
		<link>http://shivamber.wordpress.com/2011/07/23/which-version-of-myself/</link>
		<comments>http://shivamber.wordpress.com/2011/07/23/which-version-of-myself/#comments</comments>
		<pubDate>Sat, 23 Jul 2011 20:15:57 +0000</pubDate>
		<dc:creator>shivamber</dc:creator>
				<category><![CDATA[family]]></category>
		<category><![CDATA[pride]]></category>
		<category><![CDATA[relationships]]></category>
		<category><![CDATA[strategy]]></category>
		<category><![CDATA[transformation]]></category>

		<guid isPermaLink="false">https://shivamber.wordpress.com/2011/07/23/which-version-of-myself/</guid>
		<description><![CDATA[And it occurred to me that at the end of the day, the version that would exist would depend on how well I played the cards yet to be revealed. ...  I know that this act does not sound so profound, but in the grand scheme of things, we are working on building a great sustainable business, and the card that came up right then and there was a client meeting.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shivamber.wordpress.com&amp;blog=4618370&amp;post=116&amp;subd=shivamber&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">shivamber</media:title>
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			<media:title type="html">Personalities</media:title>
		</media:content>
	</item>
		<item>
		<title>I need better advice!</title>
		<link>http://shivamber.wordpress.com/2011/07/17/i-need-better-advice/</link>
		<comments>http://shivamber.wordpress.com/2011/07/17/i-need-better-advice/#comments</comments>
		<pubDate>Sun, 17 Jul 2011 17:48:59 +0000</pubDate>
		<dc:creator>shivamber</dc:creator>
				<category><![CDATA[innovation]]></category>
		<category><![CDATA[relationships]]></category>
		<category><![CDATA[strategy]]></category>
		<category><![CDATA[transformation]]></category>

		<guid isPermaLink="false">https://shivamber.wordpress.com/2011/07/17/i-need-better-advice/</guid>
		<description><![CDATA[The fifth advisor points out visible and invisible warts, identifies those that make me look worse, and those that are deadly and leads me down a path of surgical removal and repair.     


<img src="http://farm7.static.flickr.com/6136/5946728953_d87b5d3793.jpg" width="480" height="360" alt="advicepost.jpg" />      Why is it that in business or personal affairs, when we bring someone a proposal or come looking for advice we get one of the first four advisors?<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shivamber.wordpress.com&amp;blog=4618370&amp;post=114&amp;subd=shivamber&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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			<media:title type="html">shivamber</media:title>
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		<item>
		<title>Wow!</title>
		<link>http://shivamber.wordpress.com/2011/05/22/wow/</link>
		<comments>http://shivamber.wordpress.com/2011/05/22/wow/#comments</comments>
		<pubDate>Sun, 22 May 2011 18:36:44 +0000</pubDate>
		<dc:creator>shivamber</dc:creator>
				<category><![CDATA[arts]]></category>
		<category><![CDATA[talent]]></category>

		<guid isPermaLink="false">https://shivamber.wordpress.com/2011/05/22/wow/</guid>
		<description><![CDATA[There are some images that have such an effect on you that the only thing you can do is say wow! ...  Follow the link to see more wow images of the  World At Night .<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shivamber.wordpress.com&amp;blog=4618370&amp;post=107&amp;subd=shivamber&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">shivamber</media:title>
		</media:content>

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			<media:title type="html">Awesome Photos Of The World At Night</media:title>
		</media:content>
	</item>
		<item>
		<title>Matt Ridley: Down With Doom</title>
		<link>http://shivamber.wordpress.com/2011/05/21/matt-ridley-down-with-doom/</link>
		<comments>http://shivamber.wordpress.com/2011/05/21/matt-ridley-down-with-doom/#comments</comments>
		<pubDate>Sat, 21 May 2011 18:57:51 +0000</pubDate>
		<dc:creator>shivamber</dc:creator>
				<category><![CDATA[Globalisation]]></category>
		<category><![CDATA[relationships]]></category>
		<category><![CDATA[transformation]]></category>

		<guid isPermaLink="false">https://shivamber.wordpress.com/2011/05/21/matt-ridley-down-with-doom/</guid>
		<description><![CDATA[The population explosion was slowing down, famine had largely been conquered (except in war-torn tyrannies), India was exporting food, cancer rates were falling not rising (adjusted for age), the Sahel was greening, the climate was warming, oil was abundant, air pollution was falling fast, nuclear disarmament was proceeding apace, forests were thriving, sperm counts had not fallen. 

...Since this was supposed to occur at 6pm local time around the world, and it is now well past that time, it looks like we have escaped another media hyped prediction of catastrophe.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shivamber.wordpress.com&amp;blog=4618370&amp;post=104&amp;subd=shivamber&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">shivamber</media:title>
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			<media:title type="html">Doomsday_Clock.jpeg</media:title>
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		<item>
		<title>There is a reason to avoid hospital visits!</title>
		<link>http://shivamber.wordpress.com/2011/05/03/there-is-a-reason-to-avoid-hospital-visits/</link>
		<comments>http://shivamber.wordpress.com/2011/05/03/there-is-a-reason-to-avoid-hospital-visits/#comments</comments>
		<pubDate>Tue, 03 May 2011 18:19:42 +0000</pubDate>
		<dc:creator>shivamber</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://shivamber.wordpress.com/2011/05/03/there-is-a-reason-to-avoid-hospital-visits/</guid>
		<description><![CDATA[Quote from SuperFreakonomics: So it may be that going to the hospital slightly increases your odds of surviving if you’ve got a serious problem but increases your odds of dying if you don’t. Such are the vagaries of life. - Posted using BlogPress from my iPad Filed under: Uncategorized Tagged: Uncategorized<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shivamber.wordpress.com&amp;blog=4618370&amp;post=103&amp;subd=shivamber&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">shivamber</media:title>
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		<item>
		<title>Making Sense Of Investment Advice</title>
		<link>http://shivamber.wordpress.com/2011/04/30/making-sense-of-investment-advice/</link>
		<comments>http://shivamber.wordpress.com/2011/04/30/making-sense-of-investment-advice/#comments</comments>
		<pubDate>Sat, 30 Apr 2011 19:54:28 +0000</pubDate>
		<dc:creator>shivamber</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[strategy]]></category>

		<guid isPermaLink="false">https://shivamber.wordpress.com/2011/04/30/making-sense-of-investment-advice/</guid>
		<description><![CDATA[If your annual income was $50,000 then the tax rate on short-term gains (investments held less than a year) would be approximately 25%, while a similar investment held for longer than a year would only be taxed at 15%. ...  To get the same return after taxes, as a long term investment (say the 34% in this example), your short term investment must have much higher pre-tax returns (in this case approximately 45% pre-tax, instead of 40%).<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shivamber.wordpress.com&amp;blog=4618370&amp;post=102&amp;subd=shivamber&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">shivamber</media:title>
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			<media:title type="html">Screen shot 2011-04-30 at 12.26.33 PM.png</media:title>
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			<media:title type="html">Tax Comparison.tiff</media:title>
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		<item>
		<title>Our Absurd Budget Debate</title>
		<link>http://shivamber.wordpress.com/2011/04/09/our-absurd-budget-debate/</link>
		<comments>http://shivamber.wordpress.com/2011/04/09/our-absurd-budget-debate/#comments</comments>
		<pubDate>Sat, 09 Apr 2011 18:07:46 +0000</pubDate>
		<dc:creator>shivamber</dc:creator>
				<category><![CDATA[strategy]]></category>
		<category><![CDATA[transformation]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">https://shivamber.wordpress.com/2011/04/09/our-absurd-budget-debate/</guid>
		<description><![CDATA[Michael Ramirez via IBD: &#62; [From Our Absurd Budget Debate] Filed under: strategy, transformation, Uncategorized Tagged: transformation, Uncategorized<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shivamber.wordpress.com&amp;blog=4618370&amp;post=100&amp;subd=shivamber&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">shivamber</media:title>
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